Home Buying Savings Calculator
Figure out how long it will take to reach your down payment goal.
Down payment needed
$14,000
Still need to save
$9,000
Months to goal
18
Estimated closing costs of 2–3% are not included. Ask Keila about DPA programs that may cover some of these costs.
How Much Home Can I Afford?
Based on your income and debts, see your estimated purchase range.
Conservative estimate
$280,000
Comfortable estimate
$340,000
Max (stretch)
$380,000
Uses standard 28/36 debt-to-income ratios. Actual approval depends on credit score, loan type, and lender guidelines. Let's get you pre-approved!
Rent vs. Buy Calculator
See which option builds more wealth over time in your situation.
Buy — equity gained
$42,000
Rent — total paid
$96,000
Net advantage of buying
$138,000
Buying wins at this timeline
Monthly Mortgage Payment Calculator
See a full breakdown of your estimated monthly housing costs.
Est. monthly payment
$1,847
Principal & interest
$1,547
Est. taxes & ins.
$300
Loan amount
$266,000
Down payment
$14,000
Taxes & insurance are estimated. PMI may apply if down payment is under 20%. Rates are illustrative — contact a lender for your actual rate.
Seller Net Sheet Calculator
Estimate how much you'll walk away with after selling your home.
Estimated net proceeds
$124,900
Commission
-$9,600
Total deductions
-$195,100
This is an estimate. Actual net proceeds depend on final negotiations, prorations, HOA fees, and title company charges. Ask Keila for a detailed net sheet.
Down Payment Assistance Estimator
Find out what DPA programs you may qualify for in Florida.
Potential DPA available
Up to $10,000
Based on your profile, you may qualify for Florida's HFA programs. Income limits and home price caps apply. Keila can connect you with a DPA-approved lender!
Credit Improvement Planner
See your current standing and what reaching a higher score could save you.
500580640700740800
Score tier
Fair
Est. rate today
7.2%
Monthly payment*
$1,891
Savings if 740+
$108/mo
*Based on $265,000 loan. Rate estimates are illustrative. Actual rates vary by lender and market conditions.
Home Buying Timeline Planner
Map out your journey from today to keys in hand.
Estimated time to close
4–5 months
Ready to start? Keila's first step is always a free strategy call — no pressure, just clarity on your path to homeownership.